Today we’re featuring a guest post from student Mateja C who explains how FutureSmart helped her learn tricks for shopping wisely and putting that saved money toward college planning. Congrats to Mateja for being one of our scholarship recipients!
Student: Mateja C
Teacher: Andrea Konrath
School: Berlin Middle
Sponsor: MassMutual Foundation
The FutureSmart course taught me how to achieve my dream of being a nautical engineer. I love ships and the ocean, especially when I was really young (I wanted to be a pirate), and would love even more to one day design ships. Now my dream could become a reality. The first step to reaching that dream would be to get a college education. College is expensive, which means you have to find ways to save as soon as possible, along with researching different colleges that have a degree in the field I want.FutureSmart taught me ways to save money on purchases. Just like the kid remodeling his bedroom in the course, I would have to first find price discounts and coupons. That way I can make sure I am getting the best deals. I also know how to tell how biased the source is, which is an important skill. In addition, FutureSmart taught me to make sure I am getting the quality I am paying for. An example within the course helped me see that if something is especially cheap, chances are it is not worth paying less for, since you may spend more in the long run. Thanks to what I learned at FutureSmart, I can put that money towards college, rather than useless items and unnecessary money spent because of lack of saving knowledge.
Saving for a good education isn’t all that I learned from completing the FutureSmart course, though. I am learning how to speak in Norwegian right now because I want to travel to Norway someday. In the FutureSmart course I learned to create a budget for my trip. Unless, of course, if I was going to live in Norway. Then I would just need to save for a plane ticket. The FutureSmart course educated me on how to plan financially for my trip. Furthermore, FutureSmart taught me ways to save the money: Saving money from my job(s), and, as I earlier stated, not spending unnecessary money.
FutureSmart also taught me how to achieve my dream life. Although I have no elaborate plans for my dream life, what I learned would still help enormously. I know necessities before luxuries. An example for what I learned would be: My first priority while going shopping would be a lamp to better do my homework by and my last priority would be a brand-name sweatshirt. Most kids can’t tell the difference between their needs and wants. The FutureSmart course taught me not to fall into that category of kids. Even though my dream life is simple and doesn’t involve anything overly elaborate, I can teach others what I learned. If someone was to say, “I need to buy a house so I have some sort of shelter,” they’d be completely correct and I would not contradict them. But had they said, “I need to have the absolute largest mansion made completely out of gold and silver,” I would correct them in saying that is a want, not a need. If they had taken the FutureSmart course, though, I would not have to even tell them that, since they’d have learned it already.