April is an especially busy time of year for teachers and students as they work to earn their certifications during Financial Literacy Month. To recognize the achievement of students across North America, we selected four winners for our Student of the Month contest. These students shared inspiring stories about the impact EverFi’s financial literacy courses have had on them.
Hoover High School, AL
Mrs. Moncus’ class
The EverFi Financial Literacy course has helped me understand how to pay bills and has given me confidence that I can handle stressful and tedious decisions now and as an adult. Along with providing valuable information, it it inspired me to pull things from the lesson and put them into reality. Topics such as paying bills, savings, and credit are all important financial lessons. EverFi has really played a big role in my spending habits and how I live my life, as well as help me understand the reasons why I want to invest in college or a house at some point. EverFi lessons are a great way to teach students such as myself how to prepare for the real world, and I thank this course for giving me the confidence to succeed.From now on I will not be avoiding finance classes, I will be signing up for more classes that will prepare me for real life, thanks to the knowledge I gained from going through EverFi. Thanks to EverFi I do not need to rely on my parents to make financial choices for me, I have the skills to make my own financial decisions. It is a great thing to be able to understand how to save up for college and plan for the future.
This program has helped me understand money, it impacts, risks, how to save it and much more. I recently had a birthday and many friends and family gave me money, and because of the Vault – Understanding Money program, I know to spend some and save some and how to make wise financial decisions. It has really helped me understand how important money is to my daily life.
I hope to go to a good college so I can pursue a career in teaching. I learned from Vault that I can start saving money for college now! I can open a savings account or a bank account to keep my money safe and to make sure I don’t spend it. I really would like to talk to a trusted adult about opening a savings account with good interest rates, so that my money will increase in value.
In the past, I made the mistake of spending all of my money at one store on stuff I wanted. I was going shopping and ended up going to another store and found some things I really needed, but I didn’t have any more money to spend. If I could change my actions I would have spent a little money at the first store, a little at the second and I would have saved some of the money.
I am so happy that I learned all about understanding money so I can make wise decisions with my money.
Thank you Vault!
EverFi has helped me learn how to start saving money early in life. Only buying things that you need can help you achieve many of your financial goals. I learned about the differences between wants and needs, and not to spend an excessive amount of money on wants, and to save for what you need. My behavior has changed because I realized that at a younger age, I don’t need all the best things in life, but to save my money for later in life when I need it.
I also learned about the differences between credit and debit cards. If I want to save more money, debit cards are the way to go because you can only spend the amount of money that you have on the card at that time. Even though having a credit history is good to have, so you are able to get loans and show your ability to pay bills, you have to be careful not to overspend with credit cards.
My future goals are to graduate high school, go to college to study and hope to pursue my dream job of being an architect. The EverFi course has helped me realize when to rent an apartment, like in college, and when to look into buying a house, like when I am starting a family and have a good steady job.
I have also learned from EverFi that some people in my life have made mistakes with some of their financial decisions. People don’t always have to have the nicest cars and the best houses if they can’t afford it. Saving your money and just buying a car or house to get the job done could save you hundreds of thousands of dollars throughout the years. That is a lesson learned for me because going through life I will make sure that I don’t buy something nice or expensive just to show off, but make sure that I have all the money to pay for it.