Student Blog Contest Winner

Today we’re featuring a guest post from California student Luis G who shares how EverFi – Financial Literacy™ helped him realize the benefits of keeping his money in a savings account rather than under his mattress. Congrats to Luis for being one of our student blog contest winners!

Student: Luis G
Teacher: Thu Nguyen
School: Middle College High School
State: California
Sponsor: Union Bank

My dreams for the future are to go to the University of California, Irvine and earn a business degree and get a career in the business world. The EverFi program has helped prepare me to achieve those goals by helping me save money through a variety of ways. Thanks to EverFi enhancing what I know about savings, I’ve been saving more money through the power of interest. I have a savings account, which at first may seem small, but it adds up later on. EverFi also has given me extra help for the financial aid application process for college. I knew very little, but thanks to EverFi it made it a simple and painless process. Not only that, but I gained a greater understanding of lifetime earnings when it comes to the education that you receive. That with higher degrees you would earn more money over the course of your lifetime. EverFi helped explain what subsidized and unsubsidized loans are which is a big help for me in the near future. Subsidized is the best option of the two because the federal government will help cover the interest I accumulated while I am still in school, unlike unsubsidized loans where I would be held fully responsible for paying all the interest that accumulates on my loan. The final way that EverFi has helped me is by helping me learn on how to invest in the future. It’s better to do something with the money than leave it all alone under my mattress where I gain nothing from it being there.

Student Blog Contest Winner

Today we’re featuring a guest post from Maryland student Jahzara T who shares how Radius – STEM Career Readiness™ helped her realize how math will help her achieve her career goals. Congrats to Jahzara for being one of our student blog contest winners!

Student: Jahzara T
Teacher: David Lai
School: Thomas Johnson Middle School
State: Maryland
Sponsor: American Society of Mechanical Engineers (ASME)

In the future, I plan on working in any field related to science (specifically biology) and traveling the world. I also hope to earn a Ph.D. in college and complete missionary work within the environment in other countries. In order to complete these tasks, math will play a huge role. In our everyday lives, math is all around us. The EverFi Radius course helped me understand certain topics in math more and also introduced me to some key concepts that I have never learned before. In this program, I learned how to decrypt or encrypt binary numbers, different systems and networks, and also reviewed other skills, like using formulas involving pi and using the order of operations. Radius incorporates real-life scenarios to help me understand how different formulas or processes can be used in everyday life. Not only did it teach lessons about certain topics, but it also provided a list of careers that I could choose from. Even though examples from the real world were given, the program also found a way to make it fun to complete the activities. I was first assigned as an agent and could make a customized character. I was then given an agent file and a smartphone with applications to unlock as I completed certain modules. EverFi Radius was not only educational, but fun as well.

Student Blog Contest Winner

Today we’re featuring a guest post from Michigan student Emily L who shares how the EverFi – Financial Literacy™ course taught her that it’s important for every person to learn about personal finance, regardless of what career they want to pursue. Congrats to Emily for being one of our student blog contest winners!

Student: Emily L
Teacher: Christy McGee
School: Saline High School
State: Michigan
Sponsor: TCF Bank

Prior to going through the EverFi program I didn’t have a very good understanding of anything financial. Upon completion of this program, I gained a greater understanding of a variety of finance related topics. In essence, EverFi gave me a preview of what else is out there. The unknown is often intimidating, but this program showed me that the world of finance is nothing to fear, but rather something to embrace and even benefit from.

I used to be turned away by the topic of finance. I figured that since I do not want a career at a bank or something along those lines, I did not actually need to pay attention to such a topic. Wrong! We make financial choices all day long that could be detrimental if we aren’t aware of the impact they are making. I learned that financial mistakes can have a lasting impact. If EverFi hadn’t gone into detail about the hazards of using a credit card, it might not stick in my mind as something to be hyper aware of. Even though I still do not love learning about finance, I at least have a better idea of it and I know not to fear it.

Thanks to EverFi, I now put more thought into my purchases. Is it a need or a want? Is there something else I am saving up for? Those are common questions I ask myself more frequently after completing the program. In addition, I now take a couple dollars out of each paycheck I receive and put them in my savings account rather than deposit the whole paycheck into my checking account. I believe this is a smart choice that will benefit me in the future. I think that it is cool that EverFi influenced me to do so.

Announcing the Student Blog Contest Winners!

Thank you to the record number of students who submitted blog contest entries this year! We loved reading all the stories about how EverFi courses have had a positive impact on your lives, and we can’t wait to share them on the blog in the coming weeks. Congratulations winners!

Emily L, Saline High, Michigan

Jahzara T, Thomas Johnson Middle, Maryland

Luis G, Middle College High, California

Eric C, Sterling Heights Senior High, Michigan

Eowyn M, Westbook Middle, Maine

K12 Tools for Teaching Financial Literacy

To kick off Financial Literacy Month we’re reflecting on the good that is happening in financial education. For instance, a recent survey found that nearly 9 out of 10 parents report talking to their kids about personal finance! That’s an 18% increase since 2003.

Teachers know that while parental education is an important piece, school-based lessons are critical to filling the gaps. Whether your students are mini-moguls or not, there’s always more they can learn about money. Here are two resources teachers can use in their classrooms this April:
 Vault – Understanding Money™ (Elem/Middle) – Topics include needs vs.  wants, responsible money choices, impulse buying, career planning
 EverFi – Financial Literacy (High School) – Topics include banking,  saving, credit  scores, taxes, insurance, FAFSA, consumer protection 

Student Blog Contest 2015-2016

Today we’re featuring a guest post from Mississippi student Jack D who shares how the EverFi – Financial Literacy course taught him how to make good choices with money now to help him reach his goals in the future. Congrats to Jack for being one of our student blog contest winners!

Student: Jack D
Teacher: Dee Self
School: Rosa Scott High School
State: Mississipi
Sponsor: Trustmark

The EverFi program has helped me greatly in realizing the potential that I have. The positive impact that EverFi has had on my life is something that most people would see as something small. In reality, the effect of this program has been huge and will provide me with good opportunities in the future. The program has taught me to have a greater respect for money than I previously did. I now realize that money is valuable and it does not come easily. Before EverFi, I was a very impulsive spender. Now I would consider myself very frugal, especially for a student in high school. I currently have a job that I work on weekends that pays plenty for a 9th grade employee, but I used to spend all of my money within days of getting it. Now with that money I have started a college fund that has risen above one thousand dollars! This will help me get the education I aspire for at a university that I might not be able to afford otherwise. I plan to implement the financial skills taught to me by Everfi for the rest of my life. I have plans to begin investing in the stock market once I feel I have a comfortable enough budget. I would have never known how to invest or even what the stock market was if not for the education provided by this program. I know that in the future, whether I’m buying a car, renting an apartment, or anything else that has to do with money, I can have confidence and knowledge behind my decisions.

To learn more about EverFi – Financial Literacy, visit: http://everfi.com/k12/everfi-k-12-finliteracy/

Student Blog Contest 2015-2016

Today we’re featuring a guest post from Middle Schooler Jocelyn who shares how the Ignition – Digital Literacy & Responsibility course taught her how technology works and how to use it responsibly. Congrats to Jocelyn for being one of our student blog contest winners!

Student: Jocelyn C.
Teacher: Alice Toler
School: Mary Potter Middle
State: North Carolina
Sponsor: National Hockey League (NHL), National Hockey League Players’ Association (NHLPA), Charlotte Hurricanes

There are many ways in which Ignition has positively impacted my life. Thanks to Ignition, I now know that there are ways in which I can help prevent someone from doing something bad using technology. I also know that even the smallest joke can be considered cyberbullying and that is a very bad thing to do. Another thing I learned was that I can prevent myself from being involved in fraud or spams by simply knowing what an authentic email looks like compared to a fake one. I also learned that I don’t have to go with default settings and, when creating an account on the internet, the less information I put, the safer I am. I also learned that there are ways to know whether an internet site is safe or not. Thanks to EverFi I know how to buy a computer depending on my needs. The information that EverFi has provided for me has changed the way in which I navigate the internet and how I use technology because now I know how to be safe and use technology in a good way. The lessons in EverFi will help me in the future because no matter what job I have I will probably use the internet and will know how to navigate it properly. EverFi has really helped me be better with how I use technology.

To learn more about Ignition – Digital Literacy & Responsibility, visit: http://everfi.com/k12/ignition/

Student Blog Contest 2015-2016

Today we’re featuring a guest post from Middle Schooler Destinee who shares how the Ignition – Digital Literacy & Responsibility  course taught her how technology works and how to use it responsibly to help her meet her goals. Congrats to Destinee for being one of our student blog contest winners!

Student: Destinee T
Teacher: Minnie Abdu
School: Bailey APAC Middle School
State: Mississipi
Sponsor: Community Foundation of Nothwest Mississippi

The world is at a time when technology is becoming bigger and bigger. It’s exciting and a little frighting to see where technology will take us. EverFi was an engaging and really fun program for teaching me what I can do now. I was always interested in technology and EverFi gave me ideas about how to become better at using it. Ignition taught me how to plan and monitor my internet and texting use and the consequences for spending too much time online. This has helped me a lot because I used to spend too much time on the internet and I wanted to stop but didn’t know how. Ignition helped me get a plan to use the web more responsibly. I want to be a writer when I grow up and I’ve been wanting to start a blog. Ignition gave me a few ideas of what to do. It also taught me what I can’t post online because of copyright and reminded me not to be a cyberbully. I also learned what to do if I am cyber bullied myself. Overall, I’m really glad my teacher assigned EverFi Ignition to use and it’s one of the most fun things I’ve done in my ICT class so far. As technology continues to develop I will use what I learned from EverFi Ignition to keep me up to date and safe.

To learn more about Ignition – Digital Literacy & Responsibility, visit: http://everfi.com/k12/ignition/

Digital Learning Day is Here!

At EverFi, we are so grateful to all of the educators out there currently using technology in the classroom in an innovative way. Using one of our engaging critical skills courses is a great way to get started if you are not already getting digital in the classroom!

We have some compelling resources on a wide variety of topics including STEM readiness, Financial Education, Diversity & Inclusion, Career Leadership & Success, and Health & Wellness.

If you are already familiar with EverFi courses, today is the perfect day to choose one online learning module for your students to complete. Once you do this, add your name and event to the national map on the Digital Learning Day website. Here are some of our favorite modules to use:

Vault – Understanding Money™
Module 3: Making Plans with Money
Needs v. Wants
Whether it’s food, rent, or Internet, every household has many expenses they must cover. In this activity, students explore the difference between needs and wants, and learn the importance of opportunity cost.

Future Goals – Hockey Scholar™
Module 5: The Pass
Exploring Angles & Reflection
The right angle makes all the difference between victory and defeat. Every bank pass is a lesson in the law of reflection. In this module students learn to measure angles in the real-world setting of a hockey game.

306 – African-American History™
Module 8: Tuskegee Institute
Tuskegee Institute
Your students become journalists as they interview Booker T. Washington about his life and accomplishments. They choose the questions to ask, and are rewarded by hearing Mr. Washington respond using his own historically-accurate words and voice.

We hope you and your students enjoy these resources and have an awesome digital learning day! If you need to get set up with one of these courses, simply visit everfi.com/login and Register.

digital_learning_day_square1

Student Blog Contest 2015-2016

Today we’re featuring a guest post from 8th Grader Shanza who shares how the Future Goals – Hockey Scholar™ course taught her math and science skills through real-life scenarios. Congrats to Shanza for being one of our student blog contest winners!

Student: Shanza A.
Teacher: David Lai
School: Thomas Johnson Middle School
State: Maryland
Sponsor: NHL, NHLPA, and the Washington Capitals


Hockey may seem like a simple and effortless sport to play, but Hockey Scholar taught me that there is more to hockey than it seems. In hockey, players have personal preferences. From the type of blade on their skate, to the weight of their equipment, no player will skate the same. Every split second decision a player makes will dictate how they play, like the way a player holds their stick to the weight of their equipment. As insignificant as one thing may seem, the more important the effect. Before all I knew about skates was that there are different sizes available and that you could sharpen them. One thing I learned that has a major impact on the way players skate is the radius of hollow. The way the players’ skate blades are sharpened changes their hollow, which affects how much of the blade digs into the ice. Skates with a deeper hollow can make sharper turns. Skates with a shallow hollow allow players to skate on top of the ice and move sideways on the ice. Goalies tend to have shallower hollows to help them move side to side. My favorite activity from the course was Game 3: Speed- Math (Advanced). This was because it mainly discussed one of my favorite things to learn about, speed. I find everything about speed intriguing and I learned more about it while taking the Hockey Scholar course. A lot of math goes into finding and learning about speed. For example, the activities in this particular game asked you to calculate the player’s speed in meters per second for both the long and short sprint. I love math, so this activity and course was very fun to do!
 

To learn more about Hockey Scholar, visit: http://everfi.com/k12/hockeyscholar/