Today we’re featuring a guest post from Michigan student Emily L who shares how the EVERFI – Financial LiteracyÂŠÂ—_ÃŽÂ¢ course taught her that it’s important for every person to learn about personal finance, regardless of what career they want to pursue. Congrats to Emily for being one of our student blog contest winners!
Student: Emily L
Teacher: Christy McGee
School: Saline High School
Sponsor: TCF Bank
Prior to going through the EVERFI program I didn’t have a very good understanding of anything financial. Upon completion of this program, I gained a greater understanding of a variety of finance related topics. In essence, EVERFI gave me a preview of what else is out there. The unknown is often intimidating, but this program showed me that the world of finance is nothing to fear, but rather something to embrace and even benefit from.
I used to be turned away by the topic of finance. I figured that since I do not want a career at a bank or something along those lines, I did not actually need to pay attention to such a topic. Wrong! We make financial choices all day long that could be detrimental if we aren’t aware of the impact they are making. I learned that financial mistakes can have a lasting impact. If EVERFI hadn’t gone into detail about the hazards of using a credit card, it might not stick in my mind as something to be hyper aware of. Even though I still do not love learning about finance, I at least have a better idea of it and I know not to fear it.
Thanks to EVERFI, I now put more thought into my purchases. Is it a need or a want? Is there something else I am saving up for? Those are common questions I ask myself more frequently after completing the program. In addition, I now take a couple dollars out of each paycheck I receive and put them in my savings account rather than deposit the whole paycheck into my checking account. I believe this is a smart choice that will benefit me in the future. I think that it is cool that EVERFI influenced me to do so.