Financial literacy is what you know, financial capability is how you act, and financial well being is what you get from your knowledge and actions. This report will explain how EVERFI approaches financial education to promote financial capability, not limited to financial literacy.

We’ll then look at survey responses from EVERFI’s financial education course for high school students, as well as assessment data from our courses for elementary, middle, and high school students, to explore the relationship between financial knowledge and financial confidence.

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