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Course Overview

Course Description

By the time young people reach middle school, they have already developed the capacity to understand complex economic concepts, make financial judgments, and assign value to purchases and brands. Yet the majority of today’s students are not receiving the personal finance education they need to navigate the modern financial world. The MassMutual Foundation has partnered with EverFi to lead a major initiative to bring critical financial education to middle and high school students across the United States.

FutureSmartSM empowers students to effectively manage their finances, make sound decisions, and become stewards of their financial future. Through the story-based narrative, students play the mayor of a town as they help local citizens make real-life, personal finance decisions. Interactive exercises challenge students to make choices in real-life scenarios to achieve important goals around saving, education and career planning, and budgeting.

Topics Covered:

  • Financial Values & Goal-Setting
  • Budgeting and Opportunity Costs
  • Saving and Investing
  • Payment Types
  • Banking
  • Risk vs. Return
  • Planning for the Future

Quick Facts

  • Target Audience:

    Grades 6-8

  • Suggested Placement:

    Economics, Business or Social Studies

  • Time:

    3.5 Hours

  • Standards:

    Jump$tart Coalition’s National Standards for K-12 Personal Finance Education, National Curriculum Standards for Social Studies, State Academic Standards

  • Information Sheet: