EVERFI cofounder and president of its financial education division, Ray Martinez, shares why updating the Community Reinvestment Act in the wake of rapidly changing technology is vital to closing the financial literacy gap. He asserts that while Fintech—or financial technology— is growing, many consumers are unable to benefit from the innovations because of a lack of basic financial aptitude. Ray believes that the financial industry must come together to fuse modern CRA efforts with technology like EVERFI’s to spark unprecedented financial wellness.

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