Free Resources
Semester-Long Personal Finance Curriculum
Everfi's standards-aligned, research-based curriculum is flexibly designed to be taken as a standalone courses or across a semester.
Grade Level
9–12
Standards Alignment
Jump$tart National Standards in K–12 Personal Finance Education and state-based financial education standards
Curriculum Fit
Personal Finance, Economics, CTE, Social Studies, AVID, Business, FCS, Advisory, and Homeroom
Assessments
Formative Assessments, Summative Assessments, and Capstone Project
Financial Literacy Collection OH
The courses in the Financial Literacy for High School Collection can be taken in whatever order is most suitable for your classroom, but we advise starting with lessons from the foundational course, Everfi: Financial Literacy for High School, and then advancing to other courses.
Log in or sign up to unlock the following digital courses, a full series of corresponding offline instructional resources, and the Collection summative assessment and capstone project—all available at no cost.
Everfi: Financial Literacy® for High School is a foundational course that teaches students how to make informed financial decisions that promote financial well-being over their lifetime.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Consumer Skills
Lesson 2: Smart Money Habits
Lesson 3: Budgeting
Lesson 4: Filing Your Taxes
Lesson 5: Checking Accounts
Lesson 6: Savings Accounts
Lesson 7: Credit and Debt Basics
Lesson 8: Education ROI
Lesson 9: Education & Financial Aid
Lesson 10: Exploring Jobs & Careers
Lesson 11: Beginning Employment
Lesson 12: Insurance Basics
Tax Simulation: Understanding Taxes™ is an interactive course that builds students’ confidence in preparing and filing taxes through realistic, guided simulations.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete the first digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Filing Your Taxes
Lesson 2: Tax Credits for Families
Lesson 3: Taxes for Gig Workers
Lesson 4: Taxes for Students
Lesson 5: Taxes for Investments
Marketplaces: Investing Basics™ is an interactive course that equips students with the foundational knowledge and confidence to participate in financial markets.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Stock Exchange
Lesson 2: Investing Basics
Lesson 3: Investing Process
Lesson 4: The Right Financial Advisor
Lesson 5: Investment Game
Modern Money: Safe Digital Banking™ is an interactive course that equips students with the knowledge and skills to use digital banking tools responsibly and avoid scams and fraud.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Introductory Financial Concepts
Lesson 2: Modern Digital Banking
Lesson 3: Identity Theft and Fraud Protection
Lesson 4: Peer-to-Peer Transactions
Build: Credit Fundamentals™ is an interactive course that guides students through managing a healthy credit score and making wise decisions for their financial well-being.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: What is Credit?
Lesson 2: Acquiring Credit
Lesson 3: Growing Credit
Lesson 4: Addressing Issues with Credit
Grow: Financial Planning for Life™ is an interactive course that teaches students the skills and knowledge they need to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Smart Money Habits
Lesson 2: Growing Wealth
Lesson 3: Planning for Your Future
Lesson 4: Balancing Expenses and Savings
Pathways: Financing Higher Education™ is an interactive course that empowers students to make informed decisions about financing and repaying their higher education.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Identifying Your Goals
Lesson 2: Return on Investment
Lesson 3: Understanding Financial Aid
Lesson 4: Student Loan Basics
Lesson 5: Budgeting for Your Loans
Lesson 6: Repaying Loans Responsibly
Econ Foundations: Economics for High School™ is an interactive course that introduces students to key economic concepts, from supply and demand to fiscal and monetary policy.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Basics
Lesson 2: Microeconomics
Lesson 3: Macroeconomics
Grow: Financial Planning for Life™ is an interactive course that prepares students with the skills and knowledge to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Financial Stages of Life
Lesson 2: Understanding Your Financial Values
Lesson 3: Money and Mental Wellness
Lesson 4: Money and Relationships
Lesson 5: Initiating Financial Conversations
Venture: Entrepreneurial Expedition® is an interactive course that guides students through launching a food truck business while developing an entrepreneurial mindset.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Building a Balanced Budget
Lesson 2: The Entrepreneur in You
Lesson 3: Planning & Building a Business
Lesson 4: Your Business Snapshot
Everfi: Financial Literacy® for High School is a foundational course that teaches students how to make informed financial decisions that promote financial well-being over their lifetime.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Consumer Skills
Lesson 2: Smart Money Habits
Lesson 3: Budgeting
Lesson 4: Filing Your Taxes
Lesson 5: Checking Accounts
Lesson 6: Savings Accounts
Lesson 7: Credit and Debt Basics
Lesson 8: Education ROI
Lesson 9: Education & Financial Aid
Lesson 10: Exploring Jobs & Careers
Lesson 11: Beginning Employment
Lesson 12: Insurance Basics
Tax Simulation: Understanding Taxes™ is an interactive course that builds students’ confidence in preparing and filing taxes through realistic, guided simulations.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete the first digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Filing Your Taxes
Lesson 2: Tax Credits for Families
Lesson 3: Taxes for Gig Workers
Lesson 4: Taxes for Students
Lesson 5: Taxes for Investments
Marketplaces: Investing Basics™ is an interactive course that equips students with the foundational knowledge and confidence to participate in financial markets.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Stock Exchange
Lesson 2: Investing Basics
Lesson 3: Investing Process
Lesson 4: The Right Financial Advisor
Lesson 5: Investment Game
Modern Money: Safe Digital Banking™ is an interactive course that equips students with the knowledge and skills to use digital banking tools responsibly and avoid scams and fraud.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Introductory Financial Concepts
Lesson 2: Modern Digital Banking
Lesson 3: Identity Theft and Fraud Protection
Lesson 4: Peer-to-Peer Transactions
Build: Credit Fundamentals™ is an interactive course that guides students through managing a healthy credit score and making wise decisions for their financial well-being.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: What is Credit?
Lesson 2: Acquiring Credit
Lesson 3: Growing Credit
Lesson 4: Addressing Issues with Credit
Grow: Financial Planning for Life™ is an interactive course that teaches students the skills and knowledge they need to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Smart Money Habits
Lesson 2: Growing Wealth
Lesson 3: Planning for Your Future
Lesson 4: Balancing Expenses and Savings
Pathways: Financing Higher Education™ is an interactive course that empowers students to make informed decisions about financing and repaying their higher education.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Identifying Your Goals
Lesson 2: Return on Investment
Lesson 3: Understanding Financial Aid
Lesson 4: Student Loan Basics
Lesson 5: Budgeting for Your Loans
Lesson 6: Repaying Loans Responsibly
Econ Foundations: Economics for High School™ is an interactive course that introduces students to key economic concepts, from supply and demand to fiscal and monetary policy.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Basics
Lesson 2: Microeconomics
Lesson 3: Macroeconomics
Grow: Financial Planning for Life™ is an interactive course that prepares students with the skills and knowledge to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Financial Stages of Life
Lesson 2: Understanding Your Financial Values
Lesson 3: Money and Mental Wellness
Lesson 4: Money and Relationships
Lesson 5: Initiating Financial Conversations
Venture: Entrepreneurial Expedition® is an interactive course that guides students through launching a food truck business while developing an entrepreneurial mindset.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Building a Balanced Budget
Lesson 2: The Entrepreneur in You
Lesson 3: Planning & Building a Business
Lesson 4: Your Business Snapshot
Proven Solution for Districts to Deliver Financial Education
7,700 School Districts Used Everfi Curriculum During the 2025–2026 School Year
District Spotlight
In 2022, Florida passed a bill requiring their high school students to complete a personal finance course before graduation. Pinellas County Schools, one of the largest districts in Florida with 144 schools district wide, worked with Everfi for comprehensive alignment of our Financial Literacy Collection with their materials.
By taking proactive measures—like early implementation of the personal financial materials—and collaborating with Everfi's dedicated District Success team, PCS presented their high school education with a robust series of complimentary financial education courses, achieving meaningful impact for their students.
26,550
PCS learners engaged in the Financial Literacy Collection courses during the 2025–2026 school year
151%
growth in the number of learners from the previous school year
Schedule a Demo
Everfi's dedicated K-12 support team is available to answer your questions and provide a personalized tour of the free learning platform and library of standards-aligned resources.
Request a quick 15 minute consultation by filling out the following form.
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