Free Resources
Semester-Long Personal Finance Curriculum
Everfi's standards-aligned, research-based curriculum is flexibly designed to be taken as a standalone courses or across a semester.
Grade Level
9–12
Standards Alignment
Jump$tart National Standards in K–12 Personal Finance Education and state-based financial education standards
Curriculum Fit
Personal Finance, Economics, CTE, Social Studies, AVID, Business, FCS, Advisory, and Homeroom
Assessments
Formative Assessments, Summative Assessments, and Capstone Project
California Financial Literacy Collection
To support California’s Personal Finance Curriculum Guide, Everfi has developed a comprehensive California Standards Alignment and Unit Guide that provides a recommended pathway for implementing the Financial Literacy for High School Collection as a full semester course.
Designed to address all 13 required California personal finance topic areas, the guide organizes learning into 8 engaging units that build students’ knowledge and skills through a combination of digital instruction, classroom discussion, offline application activities, and performance-based assessment.
Log in or sign up to unlock the following digital courses, a full series of corresponding offline instructional resources, and the Collection summative assessment and capstone project—all available at no cost.
Grow: Financial Planning for Life™ is an interactive course that prepares students with the skills and knowledge to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Financial Stages of Life
Lesson 2: Understanding Your Financial Values
Lesson 3: Money and Mental Wellness
Lesson 4: Money and Relationships
Lesson 5: Initiating Financial Conversations
Modern Money: Safe Digital Banking™ is an interactive course that equips students with the knowledge and skills to use digital banking tools responsibly and avoid scams and fraud.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Introductory Financial Concepts
Lesson 2: Modern Digital Banking
Lesson 3: Identity Theft and Fraud Protection
Lesson 4: Peer-to-Peer Transactions
Everfi: Financial Literacy® for High School is a foundational course that teaches students how to make informed financial decisions that promote financial well-being over their lifetime.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Consumer Skills
Lesson 2: Smart Money Habits
Lesson 3: Budgeting
Lesson 4: Filing Your Taxes
Lesson 5: Checking Accounts
Lesson 6: Savings Accounts
Lesson 7: Credit and Debt Basics
Lesson 8: Education ROI
Lesson 9: Education & Financial Aid
Lesson 10: Exploring Jobs & Careers
Lesson 11: Beginning Employment
Lesson 12: Insurance Basics
Grow: Financial Planning for Life™ is an interactive course that teaches students the skills and knowledge they need to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Smart Money Habits
Lesson 2: Growing Wealth
Lesson 3: Planning for Your Future
Lesson 4: Balancing Expenses and Savings
Venture: Entrepreneurial Expedition® is an interactive course that teaches students the basics of entrepreneurialism and how to turn an idea into a real business.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Entrepreneur in You
Lesson 2: From Idea to Launch – Planning Your Business
Lesson 3: Run the Show – Food Truck Business Simulation
Tax Simulation: Understanding Taxes™ is an interactive course that builds students’ confidence in preparing and filing taxes through realistic, guided simulations.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete the first digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Filing Your Taxes
Lesson 2: Tax Credits for Families
Lesson 3: Taxes for Gig Workers
Lesson 4: Taxes for Students
Lesson 5: Taxes for Investments
Build: Credit Fundamentals™ is an interactive course that guides students through managing a healthy credit score and making wise decisions for their financial well-being.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: What is Credit?
Lesson 2: Acquiring Credit
Lesson 3: Growing Credit
Lesson 4: Addressing Issues with Credit
Pathways: Financing Higher Education™ is an interactive course that empowers students to make informed decisions about financing and repaying their higher education.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Identifying Your Goals
Lesson 2: Return on Investment
Lesson 3: Understanding Financial Aid
Lesson 4: Student Loan Basics
Lesson 5: Budgeting for Your Loans
Lesson 6: Repaying Loans Responsibly
Marketplaces: Investing Basics™ is an interactive course that equips students with the foundational knowledge and confidence to participate in financial markets.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Stock Exchange
Lesson 2: Investing Basics
Lesson 3: Investing Process
Lesson 4: The Right Financial Advisor
Lesson 5: Investment Game
Crypto Foundations™ is an interactive course that introduces students to blockchain technology and the key benefits and risks of cryptocurrency as a digital asset.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Intro to Blockchain and Cryptocurrency
Lesson 2: Digital Assets: Cryptocurrency
Healthcare Literacy: Navigating Medical Care™ is an interactive course that empowers students to navigate the healthcare system, advocate for their needs, and manage medical costs.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Healthcare Coverage
Lesson 2: Seeking Care
Lesson 3: Paying for Care
Econ Foundations: Economics for High School™ is an interactive course that introduces students to key economic concepts, from supply and demand to fiscal and monetary policy.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Basics
Lesson 2: Microeconomics
Lesson 3: Macroeconomics
Keys To Your Future: College & Career Readiness™ is an interactive course that empowers students to set goals and develop the skills to succeed in college and their career.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: My Life Goals
Lesson 2: Preparing in High School
Lesson 3: Choosing a Path
Lesson 4: Balancing Daily Life
Lesson 5: Starting Your Career
Lesson 6: Career Success
SaveUp: Saving Money for the Future™ is an interactive couse that shows students the importance of saving by exploring budgeting and how to open a savings account.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Saving Money and Spending Wisely
Lesson 2: Setting Goals and Planning Ahead
Lesson 3: Why Use a Savings Account?
Lesson 4: How To Open a Savings Account
Grow: Financial Planning for Life™ is an interactive course that prepares students with the skills and knowledge to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Financial Stages of Life
Lesson 2: Understanding Your Financial Values
Lesson 3: Money and Mental Wellness
Lesson 4: Money and Relationships
Lesson 5: Initiating Financial Conversations
Modern Money: Safe Digital Banking™ is an interactive course that equips students with the knowledge and skills to use digital banking tools responsibly and avoid scams and fraud.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Introductory Financial Concepts
Lesson 2: Modern Digital Banking
Lesson 3: Identity Theft and Fraud Protection
Lesson 4: Peer-to-Peer Transactions
Everfi: Financial Literacy® for High School is a foundational course that teaches students how to make informed financial decisions that promote financial well-being over their lifetime.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Consumer Skills
Lesson 2: Smart Money Habits
Lesson 3: Budgeting
Lesson 4: Filing Your Taxes
Lesson 5: Checking Accounts
Lesson 6: Savings Accounts
Lesson 7: Credit and Debt Basics
Lesson 8: Education ROI
Lesson 9: Education & Financial Aid
Lesson 10: Exploring Jobs & Careers
Lesson 11: Beginning Employment
Lesson 12: Insurance Basics
Grow: Financial Planning for Life™ is an interactive course that teaches students the skills and knowledge they need to make informed financial decisions for their future.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Smart Money Habits
Lesson 2: Growing Wealth
Lesson 3: Planning for Your Future
Lesson 4: Balancing Expenses and Savings
Venture: Entrepreneurial Expedition® is an interactive course that teaches students the basics of entrepreneurialism and how to turn an idea into a real business.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Entrepreneur in You
Lesson 2: From Idea to Launch – Planning Your Business
Lesson 3: Run the Show – Food Truck Business Simulation
Tax Simulation: Understanding Taxes™ is an interactive course that builds students’ confidence in preparing and filing taxes through realistic, guided simulations.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete the first digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Filing Your Taxes
Lesson 2: Tax Credits for Families
Lesson 3: Taxes for Gig Workers
Lesson 4: Taxes for Students
Lesson 5: Taxes for Investments
Build: Credit Fundamentals™ is an interactive course that guides students through managing a healthy credit score and making wise decisions for their financial well-being.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: What is Credit?
Lesson 2: Acquiring Credit
Lesson 3: Growing Credit
Lesson 4: Addressing Issues with Credit
Pathways: Financing Higher Education™ is an interactive course that empowers students to make informed decisions about financing and repaying their higher education.
The free course is broken down into bite-sized digital lessons with automatic grading. For several of the digital lessons, you can extend the learning with an accompanying offline lesson and activity.
Lesson 1: Identifying Your Goals
Lesson 2: Return on Investment
Lesson 3: Understanding Financial Aid
Lesson 4: Student Loan Basics
Lesson 5: Budgeting for Your Loans
Lesson 6: Repaying Loans Responsibly
Marketplaces: Investing Basics™ is an interactive course that equips students with the foundational knowledge and confidence to participate in financial markets.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Stock Exchange
Lesson 2: Investing Basics
Lesson 3: Investing Process
Lesson 4: The Right Financial Advisor
Lesson 5: Investment Game
Crypto Foundations™ is an interactive course that introduces students to blockchain technology and the key benefits and risks of cryptocurrency as a digital asset.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Intro to Blockchain and Cryptocurrency
Lesson 2: Digital Assets: Cryptocurrency
Healthcare Literacy: Navigating Medical Care™ is an interactive course that empowers students to navigate the healthcare system, advocate for their needs, and manage medical costs.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Healthcare Coverage
Lesson 2: Seeking Care
Lesson 3: Paying for Care
Econ Foundations: Economics for High School™ is an interactive course that introduces students to key economic concepts, from supply and demand to fiscal and monetary policy.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: The Basics
Lesson 2: Microeconomics
Lesson 3: Macroeconomics
Keys To Your Future: College & Career Readiness™ is an interactive course that empowers students to set goals and develop the skills to succeed in college and their career.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: My Life Goals
Lesson 2: Preparing in High School
Lesson 3: Choosing a Path
Lesson 4: Balancing Daily Life
Lesson 5: Starting Your Career
Lesson 6: Career Success
SaveUp: Saving Money for the Future™ is an interactive couse that shows students the importance of saving by exploring budgeting and how to open a savings account.
The free course is broken down into bite-sized digital lessons with automatic grading. After students complete a digital lesson, extend the learning with an accompanying offline lesson and activity.
Lesson 1: Saving Money and Spending Wisely
Lesson 2: Setting Goals and Planning Ahead
Lesson 3: Why Use a Savings Account?
Lesson 4: How To Open a Savings Account
Proven Solution for Districts to Deliver Financial Education
7,700 School Districts Used Everfi Curriculum During the 2025–2026 School Year
District Spotlight
In 2022, Florida passed a bill requiring their high school students to complete a personal finance course before graduation. Pinellas County Schools, one of the largest districts in Florida with 144 schools district wide, worked with Everfi for comprehensive alignment of our Financial Literacy Collection with their materials.
By taking proactive measures—like early implementation of the personal financial materials—and collaborating with Everfi's dedicated District Success team, PCS presented their high school education with a robust series of complimentary financial education courses, achieving meaningful impact for their students.
26,550
PCS learners engaged in the Financial Literacy Collection courses during the 2025–2026 school year
151%
growth in the number of learners from the previous school year
Schedule a Demo
Everfi's dedicated K-12 support team is available to answer your questions and provide a personalized tour of the free learning platform and library of standards-aligned resources.
Request a quick 15 minute consultation by filling out the following form.
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