Are you an educator looking for financial literacy resources for your students?

What is Financial Education? 

So what is financial education?

Financial education is more than being able to add dollars and cents. It’s about building better spending habits, instilling confidence, and equipping everyone with the skills to pursue big financial goals with minimal risk.

You might have also heard the terms Financial Literacy and Financial Wellness.

Financial Literacy – Financial literacy is primarily concerned with what one knows. For example, can he calculate an interest rate? Does she know that a debit card is linked to a bank account and a credit card is not? Financial literacy is what you know.

Financial Wellness – Financial wellness is the ability and willingness to make financial decisions, given the available financial resources and services, that increase one’s financial security and financial choice, now and in the future. Financial well-being is what you get from your knowledge and actions.

Why is Financial Education Important? 

Today, everyone is facing an overwhelming number of complex financial decisions. However, many are unprepared to make informed financial choices as they move into adulthood. In fact, various studies have indicated that students without financial education are more likely to have financial problems, like low credit scores and significant debt, in the future. That’s why incorporating financial education in schools is more important than ever before.

Financial Education in Schools

So how is our education system preparing students and adults for healthy financial lives?

Currently, in the U.S., only 21 states require high schoolers to take a personal finance course before they can graduate. In addition, many states include personal finance education in their curriculum standards but don’t necessarily ensure that those standards are properly implemented. Similarly, financial education is lacking in many Canadian schools. While more and more school districts are adding financial education to their curriculum, more must be done to ensure students have access to financial literacy early on in their education.

Supporting More Financial Education 

To ensure students have access to financial education, more teachers with backgrounds in finance and more nationwide curriculum requirements are necessary. Additionally, schools and teachers need the proper resources and support to incorporate financial literacy into their classrooms.

Free Financial Literacy Resources

How is EVERFI supporting financial education in schools?

EVERFI partners with sponsors nationwide to offer interactive, online financial literacy resources to K-12 schools and educators free of charge.

Financial Literacy for Elementary Students

Are you an elementary school teacher? Get access to a free online Financial Education course for your students.

Vault – Understanding Money is an interactive, online learning resource specifically designed to promote financial literacy for elementary students and teach financial education skills to young learners.

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FutureSmart Macbook

Financial Literacy for Middle School Students

Are you a middle school teacher or administrator? Get access to a free online Financial Education course for your students.

FutureSmart provides financial literacy for kids in grades 6-8 and empowers them to effectively manage their finances, make sound decisions, and become financially responsible.

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Are you a high school teacher or administrator? Get access to free online Financial Education courses for your students.

  • High School Financial Literacy | EVERFI | Lesson 2

    EVERFI Financial Literacy

    EVERFI: Financial Literacy for High School is a digital education program that teaches students how to make wise financial decisions to promote financial well-being over their lifetime.

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  • Venture

    NFTE Venture – Entrepreneurial Expedition™ is a digital education program designed to encourage students to think like entrepreneurs, making the critical connection between personal financial literacy and small business ownership.

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  • Marketplaces

    Marketplaces – Investing Basics is a cutting-edge digital learning experience designed to demystify the financial markets and equip students with the knowledge and confidence they need to participate in it.

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Financial Literacy for College Students

Are you a higher education professor or administrator? Get access to a free online Financial Education course for your students.

EVERFI Financial Education for Colleges & Universities Course

EVERFI’s digital program provides students with a personalized financial education program to build their financial capability and prepare them for their next step in life.

Why is financial literacy important for college students? Because college is often the first time you are on your own. You may have to save money for food, entertainment, and school-related expenses. Without guidance, choosing the wrong financial path can lead to prolonging life goals such as owning a home or starting a family. Financial education for college students encourages family conversations, hands-on learning opportunities, and financial independence.

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A Resource for You

Money Matters Report on the Money Concerns of 30,000 College Students


Personal Financial Literacy Program for Adults

Are you a bank or financial institution? Your consumers need help making financial decisions big and small, from saving for college or retirement to building emergency funds and purchasing a new home. But demands on their time and wallet share make it harder to engage them in meaningful ways. See how Financial Education can improve your relationship with your customers

You can also make a mark in the community by helping put real-world financial education into schools. EVERFI’s active network of participating teachers, schools, and districts makes it easy to hit the ground running with your new financial education program. See how sponsoring a financial education program can help make a difference.

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Who is EVERFI?

EVERFI empowers educators to bring real-world learning into the classroom and equip students with the skills they need for success – now and in the future. Thanks to partners who share this mission, EVERFI’s online resources are available at no cost. 

“As a teacher, it is amazing that there are sponsors who make this wonderful tool free for us to use! EVERFI offers quality resources with real-life scenarios for students to make deeper connections. I love that it connects directly to our standards and that there are additional lesson ideas to expand and deepen the learning.”

Tonya Nugent, Technology and Computers Teacher, Meads Mill Middle School, MI