By the time students reach middle school, they have already developed the capacity to understand complex economic concepts, make financial judgments, and assign value to purchases and brands. Yet the majority of today’s students don’t have the money management skills they need to navigate the modern financial world. The MassMutual Foundation has partnered with EVERFI to develop the FutureSmart Digital course, which offers critical financial literacy for middle and high school students across the United States, absolutely free of charge.

FutureSmart provides financial literacy for kids in grades 6-8 and empowers them to effectively manage their finances, make sound decisions, and become financially responsible. Through a story-based narrative and interactive exercises, students learn to make real-life decisions about their personal finances, as well as how to achieve important goals around saving money, education and career planning, and budgeting.

Through a recent study, researchers found that middle school students who took FutureSmart increased their financial knowledge by 20% more than a control group of their peers, regardless of student demographics. Additional FutureSmart impact stats are available in our blog article. If you are a teacher looking for financial literacy lesson plans for middle school students, FutureSmart is for you.

[Currently available only to U.S. Schools]