EVERFI: Financial ​Literacy for High School

This newly updated financial literacy foundations course teaches students how to make informed financial decisions that promote financial well-being over their lifetime. The interactive lessons translate complex financial concepts in ways that help students develop actionable strategies for managing their finances. This course has been updated to more comprehensively address financial education standards and increase student engagement with new interactive elements.


Free Digital Lessons for​
Students in Grades 9-12

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Additional Course Resources


Grade Level:

English and Spanish (coming soon)

11 digital lessons, 20 min each

Curriculum Fit:
Economics, Financial Algebra, FCS, Business, AVID, and Advisory

Jump$tart National Standards in K–12 Personal Finance Education

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Preview the Digital Lessons

Lesson 1
Consumer Skills

Students gain an understanding of what it means to be a skilled consumer. They also assess the quality of sources when researching products to buy.

Lesson 2
Smart Money Habits

Lesson 3

Lesson 4
Checking Accounts

Lesson 5
Savings Accounts

Lesson 6
Credit and Debt Basics

Lesson 7
Education ROI

Lesson 8
Education and Financial Aid

Lesson 9
Exploring Jobs and Careers

Lesson 10
Beginning Employment

Lesson 11
Insurance Basics


Why Teachers & Students Love This Course

“As a new personal finance teacher, I felt a bit overwhelmed, especially since there was no curriculum or textbook to use. Not only did it give me a good basis for my coursework, it also provided interactive activities which reinforced several of the concepts that we covered in class. The platform also helps because it provides data on student performance and offers them the incentive of a certificate at the end of the course.”

High School Teacher


“The world runs on money; understanding how to earn, manage, and use monetary assets to one's benefit is absolutely crucial for everyone living in this modern age. What I've learned in this course has given me indispensable knowledge on how to plan out my future with my financial needs in mind, and that will ultimately help me live a happy and successful life.”

High School Student


“This EVERFI course helped me understand the different kinds of ways and methods I can use to set up a budget and stick to it. I now feel confident in understanding how to set up my future financial stability with the knowledge of budgeting I have now.”

High School Student



Try Pairing This Course With

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Investing Basics

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Tax Simulation:

Understanding Taxes


Teaching Financial Literacy FAQ

Less than a third of high school juniors and seniors reported that they felt prepared to compare financial institutions and select one that best meets their needs (32%). Slightly more students -- but still less than half (47%) -- felt they could select, open, and manage a savings or checking account.

Young people also reported low levels of confidence in their ability to establish financial habits that contribute to long-term financial wellbeing: budgeting and managing credit. Half of juniors and seniors said they were “prepared” or “very prepared” to set up and follow a budget, while just a third (32%) felt they could check their credit and maintain good credit over time.

These skills budgeting and managing credit – are essential as young people move toward financial independence. The decisions they make in the next one to two years begin to carry consequences that can last much longer, directly impacting their lifetime financial wellbeing.

Yes, given the critical role of skill and confidence in building financial wellbeing, the low levels of preparedness among young people could be a sign of trouble as students finish high school and move toward financial independence.

Students learn the fundamentals of money management in financial literacy classes, including budgeting, saving, paying off debt, investing, and more. This information offers the groundwork for kids to establish sound financial practices at a young age and steer clear of many mistakes that result in ongoing financial difficulties.