Our network of K-12 teachers is EVERFI’s heartbeat. That’s why we’ve launched Educator Spotlights: Stories from the Classroom. Every couple of months, we’ll invite you inside the classrooms of inspiring educators to get a glimpse into how and why they keep doing what they do. Enjoy!
“From my experience of learning about money on my own, I recognize how important it is for the school to teach this critical skill. It’s as crucial as learning how to read and write.”
Teacher: Carmen Rednic
Subject: Finance and Business
School: Fordson High School, Michigan
Resource: EVERFI – Financial Literacy (Grades 9-12)
EVERFI Michigan Schools Manager Samantha caught up with Carmen, a Finance and Business Teacher at Fordson High School, to see why she keeps coming back to EVERFI – Financial Literacy as a key resource in her classroom.
How does EVERFI align with the subject matter you’re covering with your students?
I’m currently using the Credit Score lesson with my class. It’s critical for students to understand that each person’s credit history is completely unique, and that the behaviors and habits they form now will stick with them. If they have a good understanding of their credit score, they will be better prepared to make smart decisions around money. This lesson teaches, for example, that to apply for a car or an apartment, you must have a good credit score.
What personal impact do you hope EVERFI will have on your students?
EVERFI opens up my students’ eyes as far as “hey- this is really important.” Students think that being in a little bit of debt isn’t a big deal, without realizing that once you get into debt, it gets harder to get out. My hope is that this program helps them make better decisions in life. Students oftentimes learn bad habits from their families. Without financial literacy education at school, they are likely to fall into the same pitfalls as their parents. Awareness is a first step.
What is one piece of advice you would pass on to teachers using EVERFI for the first time?
Financial literacy is a life skill that every student needs. Personally, when I arrived in this country, I had no awareness of credit scores. My parents never taught me. Most of my students were born here, but many of their parents were newcomers at some point. From my experience of learning about money on my own, I recognize how important it is for the school to teach this critical skill. It’s as crucial as learning how to read and write.
I reiterate the same material over and over again, but in different ways. It’s not just online, it’s in a book, 1:1, conversational, etc. EVERFI is one of the ways I can differentiate these financial concepts. Students can go back and answer the assessment questions again, can ask me questions, can have discussions, which helps them better understand what I’m teaching. A lot of the time, we cover the same topic later on in the semester, and they make the connection.
Want to share a story from your classroom? Email Lisa at email@example.com.