As we prepare students for life after K-12, offering an understanding of credit is a great starting point in advance of students developing a credit history. This credit lesson plan and poster printout support those efforts in conjunction with EVERFI – Financial Literacy for High School™ Lesson 4: Credit Scores.

Overview

This credit lesson plan is designed to help students learn the importance of credit and credit scores. Students will learn how a credit score is calculated and why it matters, how to monitor, manage and avoid damaging their credit score, and the implications of good or bad credit history. Students will examine how financial behavior positively or negatively impacts credit history and create a rubric to measure creditworthiness.

Learning Objectives 

Students will be able to: 

• Understand and explain the importance of credit scores and credit history.
• Identify and define important terms associated with credit, the major credit agencies, and circumstances which can effect credit both positively and negatively.
• Thoroughly understand the importance or responsible credit care and use for their financial future.

Download and print the Lesson Plan and the Credit Scores Poster to get started.

EVERFI – Financial Literacy 

EVERFI – Financial Literacy is an engaging, online resource that uses video, animations, and interactive activities to bring complex financial concepts to life. EverFi tracks individual student progress and knowledge gain and provides students who successfully complete the course with certification in financial literacy, which can be a powerful tool for job, college, and internship applications.

Topics Covered:

• Savings
• Banking
• Financing Higher Education
• Renting vs. Owning
• Taxes & Insurance
• Investing